In a developmental economy, the importance associated with a career in banking can never be put to question. As several surveys, both independent and Government sponsored, have pointed out, banking is one of the most sought after careers among the youth of India. It is definitely not because people find the job more interesting or adventurous, but because the sense of security and financial stability involved in such a career is profound and unparalleled. Thus, let us presume that a banking job is lucrative. Here arises the crucial question: How to start a career in banking? Well, recruitment to banks in India cannot be called similar to that in the western economies. This is precisely because most of the major banks in our country are nationalized. Keeping in mind the national nature of these banks, Common Written Examinations are conducted for the purpose of recruitment.banking (1)

The Institute of Banking Personnel Selection (IBPS) conducts separate Common Written Examinations for the recruitment of Probationary Officers and Clerks. The selected personnel commence a career in the Indian nationalized banks. The IBPS is the principal authority responsible for efficiently conducting the bank recruitment examinations. It comprises a team of banking professionals with unparalleled expertise in their field. The examinations for recruitment are conducted twice a year for the mentioned posts. The first examination is held in the month if July, and the second is conducted in the month of December. All the necessary information can be easily collected from the official website of the IBPS.

The State Bank of India (SBI), however, conducts separate examinations for recruitment of candidates to the same posts. Separate examinations are also held for recruitment to Regional Rural Banks (RRB). As far as the eligibility for being able to sit in these examinations is concerned, one just needs to be a graduate in any field of study from any recognized college/university.

Now, the inevitable question arises: How to crack it?

To put it in the simplest of terms, the Common Written Examination tests the reasoning and mental ability of a person, as they are the crucial skills necessary for being a good banker. The main topics of study that are to be mastered to ensure a career in the field are namely: General English (or Hindi), quantitative aptitude, numerical ability with reasoning, general knowledge and basic understanding of banking and computer handling.

Where textbooks of standard 10 are more than sufficient for scoring respectably well in the English and numerical ability sections, quantitative aptitude and reasoning has to be mastered only through regular practice of past question papers and books concerning the topics. Books published by Arihant Publications happen to be very popular for the study of these sections. Understanding of Computer can only be achieved by either having studied the discipline in school or graduation, or by the virtue of an external course. To be honest, cracking banking exam is easy, only if you have the dedication and willpower required to put in the required effort.

However, above all that, having any achievement in life requires one to have a positive attitude and zeal to continue until the goal is reached. I believe this article would be sufficient to guide the reader through the initial steps.

To seek help in banking preparation, click here.

Written by Pranjal Mondal

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